General Terms And Conditions

General terms & conditions

This web site (the "Site") is owned and operated by Clearwell Marketing Limited and any access to this Site is governed by these terms and conditions. If these terms and conditions are not accepted in full, you do not have permission to access this Site and therefore should cease using the Site immediately. If there is any conflict between these terms and conditions and rules and/or specific terms of use appearing on this Site relating to specific material then the latter shall prevail. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Disputes arising here from shall be exclusively subject to the jurisdiction of the courts of England and Wales.

Clearwell Marketing Limited takes its responsibilities regarding privacy of customer information very seriously. This policy explains how we use any customer information and how we protect your privacy.

Privacy Policy

• Clearwell Marketing Limited makes a commitment to protecting your privacy and promises only to use information collected about you in accordance with the Data Protection Act 1998 and the European Directive on Privacy and Electronic Communications (2002/58/EC).
• When you register with our website, we may ask you for certain information and you may submit personal data to Clearwell Marketing Limited (for example your name, phone number, postal address, email address, contact and certain financial information). We may also record which products you are interested in and which links you pursue as well as customer traffic patterns and site use. This information will be kept securely in accordance with our internal security policy and may be used to:
  
  - process your Order/Application;
  
  - provide you with an up to date, efficient, and reliable service;
• By submitting your data you agree to this use.
• From time to time we also monitor and record telephone calls for training purposes and to improve the service to you.
• We will never collect sensitive information about you without your explicit consent. An example of sensitive information would be your religion or a medical condition.
• You undertake that all information that you provide is accurate and current.
• Clearwell Marketing Limited may use the information or parts of it to notify you about features and/or events or related activities that you may find useful.
• Third party providers using the site may access traffic usage patterns but your personal use or information will not be identifiable unless it is with specific regard to an Order/Application.
• From time to time Clearwell Marketing Limited may share this data with other reputable companies both within and outside the European Union who, together with Clearwell Marketing Limited or not, may use the information or parts of it to occasionally notify you about Clearwell Marketing Limited events or related activities that you may find useful.
• If you do not want Clearwell Marketing Limited to collect or process your personal data, please do not submit it and if you have or you believe that we have data about you that is incorrect please email us unsubscribe@loans4living.co.uk or write to us at Clearwell Marketing Limited, Merlin House, 1 Langstone Business Park, Priory Drive, Newport, Gwent, NP18 2HJ and the information will be corrected as soon as possible or removed from our database as you request.

Intellectual property rights

All copyright, database rights and other intellectual property rights in the material on this site (the "content") belong to Clearwell Marketing Limited. Individuals who access and or use this site will not obtain intellectual or other proprietary rights in the content. You may print or download lo a local hard drive content from this site for personal use only. You may not copy, distribute, sell or publish any of the content of the site without prior written permission.

Cookies

• Cookies are a means by which information relating to your Internet activity (such as whether you have visited a Clearwell Marketing Limited website before) is recorded on your hard drive and used by us to improve the Clearwell Marketing Limited websites and the products and services available to you.
• If you do not wish for us to use cookies when you use this site please adjust your Internet browser settings to not accept cookies.
• Your computer's help file should tell you how to do this. Alternatively visit www.dma.org.uk for information on how to do this.

Liability

Clearwell Marketing Limited uses all reasonable endeavours to ensure the accuracy and completeness of the information on our site. However, you should always check any information on the site before making any decisions based on that information. Except in the event of death or personal injury caused by our negligent acts or omissions, we shall not be liable in any way for any damages arising in contract, tort (including negligence) or otherwise in respect of loss or damage arising out of or in connection with your use of the Site. In no event will Clearwell Marketing Limited or Loans4living be liable for any direct, indirect or consequential damages in contract or tort (including negligence), including loss of profit, loss or damage to property or relating to claims made by third parties. This Site may contain links to third party web sites which are not under the control of Clearwell Marketing Limited. Clearwell Marketing Limited is not responsible for the material on such third party sites, links to which are provided solely as a convenience.